OPENING THE RECORD
OPENING THE RECORD
H.R. 6553 · 119TH CONGRESS
This has not become law. Both chambers must pass the same text before sending it to the president. How a bill becomes law.
CONGRESSIONAL RESEARCH SERVICE
Tailoring and Indexing Enhanced Regulations Act of 2025 or the TIER Act of 2025
This bill increases the dollar asset thresholds for various fees, reporting requirements, and regulatory supervision applicable to certain financial companies and banks.
For example, the bill increases the asset threshold above which
• bank holding companies and savings and loan companies must pay certain Federal Reserve Board assessments;
• financial holding companies need board approval to acquire a company;
• bank holding companies must report on the company’s financial condition to the Financial Stability Oversight Council; and
• bank holding companies may be subject to increased supervision if, among other things, they are found to pose a grave threat to U.S. financial stability.
Periodically, the Federal Reserve Board must increase statutory thresholds and thresholds established by rule to reflect increases in the gross domestic product.
Written by the Congressional Research Service for this version of the bill. Later versions may differ. Read at Congress.gov.